Job Description

LOCATION: Remote

Department: Insurance Agency

Position: Full Time-Exempt 

Engage PEO, recognized on the ‘INC. 5000 Honor Roll for the Fastest Growing Private Companies’ is seeking future Engagers ready to build a rewarding future. The Benefits Underwriter plays a key role in the growing Engage Insurance Agency Team, managing health insurance risk and premium assessments for Engage PEO prospects and clients. This full-time, exempt position involves reviewing submission data, developing competitive pricing for benefit options, and ensuring accuracy and timeliness in the pricing process. You'll collaborate with consultants and sales to drive growth while maintaining overall risk management. Additionally, you'll ensure all underwriting submissions are properly recorded in the CRM for tracking and team review. 

JOB RESPONSIBILITIES:

• Support either the internal team or third-party vendor in reviewing the submitted information from the Sales Support team, ensuring all required documentation has been received, and set up appropriate underwriting tools. 
• Conduct parity on all new underwriting business submissions in the absence of the third party or internal role for this portion of the job
• Review all data and tools for completeness and accuracy while reviewing the risk and assigning the associated premium to support the risk
• Complete a full evaluation of the proposed prospects and the Engage benefit pricing and proposal and communicate final pricing to the consultant and sales teams
• Prepare available plan portfolio options for each medical proposal generated
• Prepare Multiplan comparisons and contribution analysis when appropriate
• Work with the underwriting team to produce monthly reports relating to quotes, quote volume, quote tracking, book performance, and other related data
• Provide Quote Analysis and appropriate actuarial review of data and offer insight into changes or updates to the process to achieve plan performance targets
• Ensure that all systems are accurately updated with all underwriting metrics and data

REQUIREMENTS:

• Stays organized and can multi-task with proficiency
• Seeks high-quality service standards and will not settle for the status quo
• Practices excellence in written as well as verbal communication
• Works well with a dynamic team and adapts easily to changes and process improvements
• Demonstrates an open-minded, collaborative work style with a diverse service team
• Strives to meet goals and deadlines consistently
• Extremely detail-oriented with a demonstrated ability to prioritize work

EDUCATION AND EXPERIENCE:

• Bachelor's degree in Business Administration, Finance, or a related field
• Minimum 2 years of work experience in financial analysis or pricing and/or health benefits underwriting
• Professional Employer Organization (PEO) experience is a plus
• Proficient with MS Office and Intermedial Microsoft EXCEL skills
• Resident State Health insurance license (215) is a plus
• ClientSpace and PrismHR knowledge is a plus
• Apply basic underwriting skills to compare benefit plans and rates, along with appropriate risk banding to utilize in quoting new business
• Working knowledge of the Health Insurance industry across all coverage lines: Health, Life Disability, Dental, and Vision plans
• Familiarity with ACA and compliance preferred
• Strong Analytical skills to understand numeric data to interpret and apply pricing guidelines to specific situations

COMPENSATION AND BENEFITS:

Engage offers a competitive Salary and comprehensive Benefits Package.

The salary range targeted for this position is listed below. However, you should know that the pay rate may vary based on regional location, the candidate’s skill, and relevant experience. In addition, some positions may include a form of bonus or other incentive compensation, which would not be included in this salary range.

Salary Range: $60,000 - $75,000

OUR BENEFITS:

We offer a comprehensive Benefits Package to our full-time salaried, hourly, or commissioned workers. Our 2025 Benefits Package includes the:

• Three (3) weeks of Paid Time-Off per Year (Increasing with seniority)
• Parental Leave
• Automatic 401(k) enrollment with an automatic Employer match
• Paid Holidays
• Pre-tax Savings on most employee insurance premiums
• Your choice of Medical Insurance Plan with a generous employer contribution or Health Savings Account with a generous employer contribution
• Dental and Vision Insurance
• Life Insurance with an employer-paid base
• Short-Term Disability Insurance
• Long-Term Disability Insurance with an employer-paid base
• Accident Insurance
• Critical Illness
• Hospital Indemnity
• Flexible Spending Accounts for Health and Dependent Care
• Commuter and Parking Pre-tax Benefits
• Pet Insurance
• Pet Assure Veterinarian Discount Plan
• Legal Shield & ID Shield
• Discount Tickets on Theme Parks and Attractions

We believe our success is primarily due to our diverse, talented employees who help to cultivate an inclusive learning culture. We encourage open, regular communication and development that fosters our strong team culture. We are committed to providing inclusive equal employment opportunities to all employees, applicants for employment, and other covered individuals without regard to race, color, religion, age, sex, disability, national origin, citizenship, genetics, military status, sexual orientation, gender identity or expression, family status, or any other characteristic protected by federal, state, or local laws. Furthermore, we are committed to complying with all federal, state, and local anti-discrimination, anti-harassment, and anti-retaliation laws.

Engage PEO is an Equal Opportunity Employer

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