Job Description

Commercial Underwriter Location Remote in Texas :

General information Career area Underwriting Work Location(s) TX Remote? Yes Ref # 17313 Posted Date Tuesday, March 26, 2024 Anticipated Application Closing Date 02-Apr-2024 Working time Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?

The Opportunity

Responsible for evaluating and decisioning consumer offerings within Ally underwriting policies. Encouraged to build and maintain a high level of customer service for their assigned territory. The territory assigned will require the management of a portfolio of dealers and also demonstrate the potential to further grow the business. This role comes with more ambitious targets and requirements than the associate Consumer Underwriter role.

The Work Itself

• Improve portfolio revenue by practicing sound underwriting judgment and risk management principles.

• Ensure compliance with underwriting policies; evaluate risk issues, and stay abreast of constant changes in policies and procedures

• Limited travel will be required for this role.

• Requires flexibility in work schedule, evening hours and weekends may be required.

The Skills You Bring

• 1+ years of auto finance consumer/commercial underwriting (prime, sub prime and/or near prime) is needed.

• Bachelor's degree in business related subject area preferred.

• Prior leadership experience needed.

• Ability to perform technical based activities

• Knowledge of and exposure to fundamental theories, principles and concepts.

• Demonstrating technical expertise and relationships to supply to strategy and drive business results.

• Familiar with the Auto Finance Industry, consumer and commercial credit, trend analysis/analytics.

How We'll Have Your Back

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: 11 paid holidays, 20 paid time off days, and 8 hours of volunteer time off, yearly (paid time off is prorated based on start date)
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
• To view more detailed information about Ally's Total Rewards, please visit this link:

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range : An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. Emerging 55000 Experienced 75000 Expert 95000 Incentive Compensation: This position is eligible to participate in our annual incentive plan.

Job Tags

Holiday work, Full time, Temporary work, Work experience placement, Remote job, Relocation package, Relocation bonus, Flexible hours, Weekend work, Afternoon shift,

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