Commercial Banker Job at First Community Corporation, Easley, SC

Z0Fnd0doVzBLMS9SZFpadDlWOUVtcUNNQVE9PQ==
  • First Community Corporation
  • Easley, SC

Job Description

Essential Duties and Responsibilities (Other duties may be assigned.)

·   Interview loan applicants and request required information for determining a credit decision.

·   Conduct credit analysis to support granting loan approval within assigned lending authority or prior to requesting approval from a co-approving officer.

·   Ensure loan agreements and other pertinent documentation are complete and accurate according to policy.

·   Compile loan package and facilitate negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.

·   Serve as primary contact in responding to customer and non-customer inquiries relative to loan and deposit products, rates, procedures, etc.

·   Demonstrate knowledge of Bank loan products and services including real estate, construction and development, working capital lines, equipment, and vehicle.

·   Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations.  Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.

·   Assume ownership of customer problems to achieve resolution.

·   Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes.

·   Assist in attaining established Bank and branch goals through active participation in sales management and officer call programs.  Includes promoting and cross-selling other Bank products and services as appropriate for customer requirements.

·   Identify and analyze potential loan markets to develop commercial loan and deposit prospects.

·   Support the activities of the assigned banking office including consulting with tellers and customer service representatives and granting officer approval of transactions as appropriate.

·   Support the Bank’s CRA Officer by reporting CRA data.

·   Engage in community involvement and civic activities and, at times, take a leadership role in such organizations.

Qualifications

·   Bachelor’s degree, or at least 5 years of related experience, or an equivalent combination of education and experience.

·   Effective oral and written communication skills.

·   Effective interviewing skills.

·   Ability to speak effectively before groups.

·   Ability to compute basic to moderately complex math calculations.

·   Basic problem-solving and analytical skills.  Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

·   Proficiency in using personal computers and office products (e.g., Word, Excel).

·   Ability to underwrite and properly package a loan.

 

Certificates, Licenses, Registrations

·   Attendance in SC Bankers School curriculum or similar course work preferred.

Apply Now

Job Tags

Local area,

Similar Jobs

Get It Recruit - Transportation

Executive/Personal Assistant - Remote | WFH Job at Get It Recruit - Transportation

 ...our team! We're seeking a talented and proactive Executive/Personal Assistant to support a dynamic CEO, their company, and their family office...  ..., appointments, and social engagements with precision. Travel Excellence: Coordinate flawless domestic and international travel... 

Haldeman Subaru

Automotive Sales - Car Sales - Auto Sales Opportunity Job at Haldeman Subaru

 ...vehicles.* Follow-up with buyers to ensure guest satisfaction and referral business.* Learn to overcome objections and thrive in sales situations* Direct report to the Sales Manager regarding objectives, planned activities, reviews, and analyses.* Bring your A... 

BJC HealthCare

PATIENT TRANSPORTER Job at BJC HealthCare

 ...and Holidays Must be able to lift a minimum of 50 lbs. Transporters walk an average of 5-6 miles per shift Additional Preferred...  ...a variety of outpatient diagnostic and imaging services. The Patient Support Services takes exceptional care of the patients by managing... 

Muntor, LLC

Host/Busser Job at Muntor, LLC

 ...Muntor, Llc in Pacific City, OR is looking for one host/busser to join our 15 person strong team. We are located on 34455 Brooten Rd. Our ideal candidate is attentive, ambitious, and reliable. Benefits ~ We offer many great benefits, including free early access to... 

ES Solutions Firm

Entry Level Business Development Manager Job at ES Solutions Firm

 ...We are a dynamic, fast-growing business development firm looking for a proactive and enthusiastic Entry Level Business Development Manager to forge impactful relationships...  ...excellent service to existing customers~ Consult with management to develop a thorough...